The Monroe County Sheriff's Office has recognized the seriousness of identity theft and the problems that may occur.

Friday, March 28, 2003

The Monroe County Sheriff's Office has recognized the seriousness of identity theft and the problems that may occur. The resulting effects of identity theft on your credit and finances can be devastating and take quite some time to rectify. "Computer crime and identity theft are some of the most rapidly growing issues facing law enforcement", said Sheriff O'Flynn. The following information will help you recognize how ID theft occurs, various warning signs and steps you can take to protect yourself.

The Sheriff's Office has identified several common warning signs that ID theft may have occurred: If you have received a notice of collection or unfamiliar bill, If you have not received your regular bills, If you have been denied credit or have inaccuracies on your credit report. These signs are indicative of ID theft and you may want to investigate and substantiate the information.

There are many precautions you can take to reduce your risk of ID theft. When possible, use your driver license ID number in place of your social security number. When you give out personal information, ask questions as to why certain information is needed and for what purpose it will be used. Request the "non-sharing" of information. Passwords or Personal Identification Numbers (PINS) should be unique. Shred documents containing personal information when discarding. Check phone solicitors with the Consumer Protection Board. Mail check payments without telephone number (NYS law prohibits requiring personal phone number on checks). Use only secure and verified internet sites when giving out personal information. Close any unused credit card accounts. Finally, check your credit report frequently for inaccuracies and irregularities.

"You cannot be too cautious when releasing personal information such as your social security number, passwords and PINS," said Sheriff O'Flynn. Your first line of defense is this 'private information' governing access."

There is a nominal cost for a copy of your credit report. You may receive a free copy if denied credit or you have been victimized (per federal law). For further information contact the Sheriff's Office Community Services Unit at 428-5510. If you are a victim call 911.

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